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Identity Infrastructure

KYB Studio

The autonomous agent for merchant onboarding. We don't just check boxes—we build forensic evidence packs that eliminate onboarding friction.

The Opportunity

Fintech revenue is directly capped by onboarding friction. Every day a merchant isn't live is revenue lost. Traditional KYB (Know Your Business) processes take 5-15 days and require extensive manual review.

The problem isn't lack of data—it's that data is scattered across dozens of registries, in multiple formats, with no standardized way to verify Ultimate Beneficial Ownership (UBO) structures.

Market Metrics

€25B
European KYB/KYC Market
8 days
Average Merchant Onboarding Time
€400
Cost per Manual Review
40%
Drop-off Rate During KYB

The Product

Autonomous Registry Traversal

Our agent autonomously navigates 50+ European business registries, extracting and cross-referencing company information in real-time.

UBO Structure Resolution

Automatically maps complex ownership chains, identifying Ultimate Beneficial Owners across jurisdictions and corporate structures.

Forensic Evidence Pack

Every verification comes with a complete audit trail: sources cited, timestamps recorded, regulatory requirements mapped.

The Wedge

Automated trust for the payment layer. When you control merchant onboarding, you control the entire fintech value chain.

Traditional KYB

  • 5-15 days per merchant
  • Manual registry searches
  • High drop-off rates
  • €400+ per verification
  • Limited audit trails

With KYB Studio

  • Under 1 hour
  • Autonomous registry traversal
  • 90% reduction in drop-offs
  • €40 per verification
  • Complete forensic evidence

Ready to Lead This Vertical?

KYB Studio launches with Day 1 product, regulatory coverage, and technology moat. You bring the fintech domain expertise and GTM fire.